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Key takeaways
- Citi Flex Finance will let you withdraw specific or each one of their readily available Citi card borrowing given that that loan
- Delivering your own financing as a beneficial Citi Flex Financing offers a fixed payment and you may fixed rate of interest up to the loan is actually paid down back into full
- Citi Bend Funds give a great amount of pros, such as for instance perhaps not requiring an additional tough credit query, but you’ll must work with the amounts to be sure they make sense for your problem
Handmade cards render a handy way to buy informal requests, but really you’ll find constantly situations where you may choose cash.
The fresh Citi Fold Mortgage program can be a useful replacement for running up an equilibrium on your card to own unforeseen costs otherwise taking out a credit card payday loan. Payday loans usually wanted an initial fee (usually 5 per cent of progress count), additionally the money your obtain will begin accruing focus at the a good high varying rate off time that with no elegance several months.
If you are looking to have a much better solution, Citi Flex Loans are worth investigating. Here’s how Citi Fold Loans work with routine, several tips to make it easier to is an excellent choice for your.
What is a great Citi Flex Financing?
Citi Flex Funds and Area Bend Shell out are a couple of software you to definitely give cardholders significantly more versatile payment solutions and you can fixed terms and conditions as a consequence of Citi’s Citi Flex Agreements.
That have a great Citi Bend Mortgage, you could potentially take-out a loan on the qualified Citi card’s personal line of credit on a predetermined rate of interest. You may also decide how far you really need to use and you can settle on the a fixed payment and fixed rate of interest one to persists into lifetime of the mortgage rather than finishing yet another software otherwise credit assessment.
Citi Fold Shell out, concurrently, was an adaptable fee arrange for Citi cardmembers that allows qualified bank card requests getting paid down over the years with a great fixed Apr.
One another Citi Flex Fund and you may Citi Flex Spend is actually possibilities after you would a beneficial Citi Flex Package., Citi’s system providing cardholders way more flexible fee selection and you will fixed terms.
